Business Checking
Our business checking accounts are designed with your business in mind. If you have a small to mid-sized business, our checking accounts offer the conveniences you need, with many low- or no-cost fees for servicing.
Enterprise Checking
Our business checking accounts are designed with your business in mind. If you have a small to mid-sized business, our checking accounts offer the conveniences you need, with many low- or no-cost fees for servicing.
Enterprise Checking* is a low-cost account designed for businesses with more than 150 transactions per month and/or larger-than-average balances.
- Monthly Service Fee: $6.00
- Minimum to Open: $2000
- Deposit Transaction Fee: $0.15
- Withdrawal Fee: $0.20
- Online Bill Pay (per month): $5.50
- Online Bill Pay after 15 (per bill): $0.55
- Free ATM Withdrawals: 4
- Online Banking: FREE
- Bank by Phone: FREE
- Business Check Card: FREE
*Fees may be offset by an earnings credit. Interest paid on checking account balance above $2,000.00. Earnings Credit- 90% of average collected monthly balance based on the prior 3-month Treasury Constant Maturities rate as published in the Federal Reserve Statistical Release.
High Yield Sweep Checking
This account is an interest-bearing checking account that aggregates all of your business accounts to earn maximum yield. It is designed for business owners who need multiple checking accounts to keep income streams and deposits separate, but connected by a master account that allows them to transfer between their accounts with no fee – and pays interest on the combined balance.
So, with Oklahoma Central’s High Yield Sweep Checking, you can link all of your deposits into one account, plus:
- Earn higher interest on deposits from multiple accounts
- Manage internal transfers between accounts without fees
- Have a zero balance minimum in regular business accounts
- Free Online Banking and Bank by Phone
Fees:
- Low Balance Fee: $20.00 for balances less than $10,000
- Deposit/Transfers Between Internal Accounts: FREE
- Withdrawals (checks, ATM, ACH and point of sale/in-person withdrawal): $0.50
- ATM or Debit Card Fee: $5.00
Venture Checking
Our business checking accounts are designed with your business in mind. If you have a small to mid-sized business, our checking accounts offer the conveniences you need, with many low- or no-cost fees for servicing.
Venture checking is a free account for businesses with less than 150 transactions per month.
- Minimum to Open: $100
- Free Transactions: 150
- Online Bill Pay (per month): $5.50
- Online Bill Pay after 15 (per bill): $0.50
- Free ATM Withdrawals: 4
- Online Banking: FREE
- Bank by Phone: FREE
- Business Check Card: FREE