Oklahoma Central Online & Mobile Application Privacy Notice and Privacy Policy

Tips to Help Protect Your Nonpublic Personal Information

Before revealing nonpublic personal information to third parties, find out how it will be used and if others will share it.
Keep documents with nonpublic personal information in a secure place. Either tear or shred them when disposing. Dispose of check copies, statements, charge receipts, insurance forms, expired check cards and credit offers the same way.
You can also help maintain the security of your nonpublic personal information by not sharing your user ID, PIN or password with anyone, by changing your password regularly and by remembering to sign off if using a personal computer.
Remove your name from direct mailing and e-mail lists by registering at the Direct Marketing Association’s Consumer Information site at www.dmachoice.org.
You can also stop telemarketing calls by registering online at the Federal Trade Commission’s “Do Not Call Registry” at www.donotcall.gov or calling toll-free (888) 382-1222 from the telephone number you wish to register. Registration is free.

Our Online Privacy Practices

Keeping financial and personal information secure is one of our most important responsibilities. We value your trust and handle personal information with care and Oklahoma Central Credit Union is committed to protecting the information of members and visitors who use our website.

As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services.

Secure Transmissions

To ensure information remains confidential, Oklahoma Central Credit Union uses encryption technology such as Secure Socket Layer (SSL) to protect information you enter and submit from our website.

Email Security

Regular Internet email is not secure. You should never provide information that is sensitive or confidential. We ask that you do not send personal or account Information through regular email. Oklahoma Central Credit Union provides a method of sending a secure email to the credit union through online banking under the “Additional services” tab or you can call us at 918-664-6000 or 1-800-444-6228.

Children's Online Privacy

This web site is not intended for use by anyone under 13 years of age, except for the direct link to Banzai. This link is provided as a convenience only, not as a link to attract minors under 13 years of age to go beyond or use any page other than the Banzai information page. If information is provided to open a minor account, it must be provided by the parents of the minor and requires a signature of the parent.

Cookies

A cookie is a small piece of information that a website stores directly on the computer you are using. Cookies can contain a variety of information, from a simple count of how often you visit a website to information which allows customization of a website for your use. Oklahoma Central Credit Union uses cookies to gather data about the usage of our website and to ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third party access (a cookie cannot be read by a website other than the one that sets the cookie). This information is necessary for us to ensure
the security and functionality of our website and related technology resources. This information is also used to offer products and services that may be of interest to you.

Linking to Other Sites

To provide you with greater access of information, we may provide links to non-Oklahoma Central Credit Union companies, such as mortgage companies or insurance companies. Oklahoma Central Credit Union is not responsible for the content of the alternate website and cannot guarantee the relevance, timeliness, or accuracy of the materials provided by other agencies or organizations. Oklahoma Central Credit Union does not represent either the third party or the member if the two enter into a transaction.

Privacy and security policies of non-Oklahoma Central Credit Union websites may differ from those practiced by Oklahoma Central Credit Union. We do not control any of these sites and are not responsible for the privacy or security in these sites. While we hope these organizations join us in respecting your privacy, and while we do attempt to monitor these sites to maintain our high standards, we offer these links only as a convenience to our members. If you choose to link to one of these sites, we strongly suggest that you review their privacy statement, especially prior to entering any non-public personal information.

Push notifications

If you opt in to push notifications through the Oklahoma Central Mobile Application, location data is collected, in the background, to provide location-based messages, offers and interactions. Our third-party service provider collects location information, used for geofencing and beacon scanning. This is essential for advertising/marketing campaign delivery. In order to assist with product interaction, our third-party service provider, tracks user’s app entry, app exit, and pages viewed within the app. Our third-party service provider collects the user’s first name for product personalization purposes.

Google Analytics

We use a tool called “Google Analytics” to collect information about use of our website. This tool uses persistent cookies which allow us to measure behavioral information about interactions with our website navigation, applications and forms, as well as errors or disruptions, so we can improve your experience. We may also use this data to create remarketing lists. Visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using Google’s Ad Settings. You can opt out of Google Analytics without affecting how you visit our website. For more information on opting out of Google Analytics tracking, visit this Google page (opens in a new window).

Our Privacy Policy

Facts: What does Oklahoma Central Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. During the course of our app usage, we may provide the use of fingerprint ID or other biometric options. To accommodate these functions, along with other parameters in the app, we may request permission to access your camera, location, contacts, and other device information.

Additional information can include:

Social Security number and account balances
credit history and credit scores
overdraft history and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Oklahoma Central Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Oklahoma Central Credit Union share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 918-664-6000 or go to www.oklahomacentral.org

What we do
How does Oklahoma Central Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Oklahoma Central Credit Union collect my personal information?	We collect your personal information, for example, when you open an account or deposit money apply for financing or use your credit or debit card make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Oklahoma Central Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Oklahoma Central Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include advertising/marketing agencies, credit card companies and insurance companies.