Upgrade Your Home
Heating and Air Financing
You never know what this Oklahoma weather is going to do, so you have to be prepared for everything. If your heating or air system is not keeping up on those hot summer days or cold winter nights, we can help. Finance your new HVAC system with Oklahoma Central and enjoy:
- Rates as low as 10.49% APR*
- No payments for two months
- 60-month, 84-month and 120-month terms
- On-the-spot financing at some HVAC retailers
- Debt Protection available
Don't want to apply online?
Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.
*APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate subject to change. Rate quoted as of 04/08/25 with up to 120-month financing. A $15,000 loan, at 10.49% APR with 120 monthly payments will be $202 per month. Loan fees apply. Loan payments and APR will vary based on loan amount, terms and fees. Other rates and terms available. Rates subject to change.
Storm Shelter Loans
Rates as low as 6.99% APR* on Storm Shelters and 6.99% APR1 on Home Generators
Oklahoma Central wants to help keep you and your family safe during dangerous weather conditions. That’s why we are pleased to offer our members low rates on:
- Storm Shelters
- Home Generators
These low rate loans make protecting your loved ones affordable. And with flexible terms, we will help you reach a payment that will fit your budget. Debt Protection is also available on these loans.
Don't want to apply online?
Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.
*APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate subject to change. Rate quoted as of 04/08/25 with up to 60-month financing. A $5,000 loan, at 6.99% APR with 60 monthly payments will be $99 per month. Loan fees apply. Loan payments and APR will vary based on loan amount, terms and fees. Other rates and terms available. Rates subject to change.
1APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate subject to change. Rate quoted as of 04/08/25 with up to 60-month financing. A $5,000 loan, at 6.99% APR with 60 monthly payments will be $99 per month. Loan fees apply. Loan payments and APR will vary based on loan amount, terms and fees. Other rates and terms available. Rates subject to change.